The central bank has also launched 'DigiSaathi,' a 24-hour helpline for users of digital payment systems.


With more than 40 million feature phone mobile subscribers in India, UPI123pay will significantly boost access to UPI for these consumers as er RBI

Just follow these methods to make UPI payments in the featured mobile phones


App-based Functionality


Several UPI services that are available on smartphones will be made available on feature phones through the installation of an app

Missed Call


To make a payment at a local kirana shop, customers must contact the phone number displayed at the shop. In order to complete the transaction, they will be contacted and asked to provide their UPI PIN.

Inter-active Voice Response (IVR)


Users must call from a phone number linked to their bank account in order to initiate a UPI payment via IVR.

Proximity Sound-based Payments


For offline, contactless, and proximity data communication, RBI mentioned the use of sound waves.

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